Buying property in Turkey as a foreigner: rules, checks and the title deed process

What foreign nationals need to know before buying a house, apartment or land in Turkey: the legal conditions for foreign buyers, the checks to make before paying, how the transfer at the land registry works, the risks of off-plan purchases and powers of attorney, and the most common property disputes.

In short

In Turkey, ownership of real estate passes only by an official deed executed at the land registry office and registration in the land register. A contract signed elsewhere, or payment alone, does not transfer ownership. Foreign individuals can buy property under Article 35 of the Land Registry Law, subject to nationality, area limits and military or security zone restrictions. Checking the title deed record, annotations, zoning and occupancy status, and the seller's authority before paying prevents most losses. A property purchase meeting the investment threshold can also lead to Turkish citizenship.

Can foreigners buy property in Turkey?

Yes. Foreign individuals can acquire real estate in Turkey under Article 35 of the Land Registry Law No. 2644. The acquisition is subject to three main conditions:

  • Nationality: The buyer must be a national of a country determined by the President. Citizens of most countries can buy, but citizens of some countries are restricted.
  • Area limits: As a rule, a foreign individual may acquire up to a total of 30 hectares across Turkey, and foreigners together may not exceed a certain percentage of the area of a district.
  • Military and security zones: Property in military forbidden zones and security zones cannot be acquired; in some areas a permit from the military authorities is required, which can add time to the process.

Companies established in Turkey with foreign capital are subject to a separate regime under the same article. In practice, a valuation report from a licensed valuation company is also required for sales to foreigners. Before signing anything, it is worth confirming that the specific property and your nationality fall within the rules in force.

How does the purchase process work?

Under Turkish law, a sale of real estate is only valid if it is made in official form. Article 706 of the Turkish Civil Code, Article 237 of the Code of Obligations and Article 26 of the Land Registry Law require the sale to be executed by an official deed at the land registry office. A private agreement, or simply paying the price, does not transfer ownership. The process generally runs as follows:

  1. Tax number and preliminary checksThe buyer obtains a Turkish tax identification number from a tax office. The title deed, zoning status, building permit, occupancy permit and any debts on the property are checked (see the checklist below).
  2. Preliminary sale contract (if needed)If the transfer will take place later, the parties can sign a promise-to-sell contract before a notary and have it annotated on the title deed. This contract does not transfer ownership, but gives the buyer the right to demand the transfer.
  3. Land registry applicationThe application is made through the Land Registry's online system or directly at the land registry office, and an appointment is given for the transaction. The valuation report is submitted for foreign buyers.
  4. Fees and insuranceThe title deed fee and the land registry service fee are paid; for residential property, compulsory earthquake insurance (DASK) is required. Ask about the current fee rates and the value to be declared before the transaction.
  5. Signing the official deedThe buyer and seller, or their representatives, sign the official deed at the land registry. A buyer who does not speak Turkish must be accompanied by a sworn translator during the transaction.
  6. RegistrationOwnership passes to the buyer upon registration in the land register. The new title deed record can later be viewed through e-Government services.
Turkish Civil Code, Article 706(1)

Contracts aimed at transferring ownership of immovable property are valid only if made in official form.

What to check before paying: title deed due diligence

Many property disputes in Turkey stem from basic checks that were not made before the purchase. Before paying the price, the following points should be examined:

  • Owner and shares: Whether the seller is actually the registered owner, and whether they own the whole property or only a share.
  • Annotations (şerhler): Mortgages, attachments, interim injunctions, promise-to-sell contracts, pre-emption rights, leases or usufruct rights. These can bind the new owner as well.
  • Declarations (beyanlar): Management plan, a "risky building" record under the urban transformation law, or a family home annotation.
  • Family home: Under Article 194 of the Civil Code, a property that is the seller's family home cannot be sold without the express consent of the seller's spouse.
  • Condominium ownership or construction servitude: If the building has been completed and has an occupancy permit, it is usually under full condominium ownership (kat mülkiyeti); if not, it is only a construction servitude (kat irtifakı).
  • Zoning and occupancy: The zoning status, building permit and occupancy permit from the municipality; whether there are unauthorised floors or extensions.
  • Sale through a representative: If the seller acts through a power of attorney, its validity and scope should be checked through the Union of Notaries' verification service. Sales based on forged powers of attorney are one of the most common types of fraud.
  • Debts: Property tax, building management fees and utility debts; who will bear unpaid management fees should be stated in writing.
  • Actual situation: Whether there is a tenant or other occupant, and whether the area on the title deed matches the actual property.

Not paying the whole price before the transfer, making payments through a bank, and documenting any deposit in writing also reduce the risks considerably.

Buying off-plan or from a developer

Buying a property that is still under construction carries additional risks: delays, changes to the project, the developer's financial difficulties, and in the worst case abandonment of the project. When a developer sells a residence to an individual for personal use, the sale is also subject to the Consumer Protection Law No. 6502 and the rules on pre-paid housing sales, which give the buyer specific protections. Points to examine include:

  • Whether the developer has a valid building permit and the right to sell the units (for example, under a construction contract with the landowner)
  • Whether a promise-to-sell contract is signed before a notary and annotated on the title deed
  • The delivery date, delay penalties and conditions for the transfer of the title deed
  • Whether the payment schedule is linked to progress in construction

Consumer rights in pre-paid housing sales are explained in our consumer law guide.

Buying or selling through a power of attorney

Foreign buyers often complete the purchase through a lawyer or another representative while they are abroad. A power of attorney for land registry transactions must:

  • Be issued at a Turkish consulate, or before a notary abroad and apostilled (or legalised by the consulate)
  • State expressly the power to buy or sell the specific property, or real estate in general, and to sign the official deed
  • Include a photograph of the principal
  • Be translated into Turkish by a sworn translator and notarised in Turkey, if issued in a foreign language

Because broad powers of attorney can be misused, the scope should be limited to what is actually needed, and the power should be revoked once the transaction is completed.

Common property disputes

Cancellation and correction of title deed registration

If a title deed registration was made without a valid legal basis, the true owner can sue for its cancellation and for registration in their name. Under Article 1025 of the Civil Code, a registration without a legal cause or based on an invalid transaction is wrongful, and anyone whose right in rem is affected can sue for correction. Typical cases include sales disguised as gifts to deprive heirs, misuse of a power of attorney, transfers made under fraud or duress, and sales based on forged documents. Third parties who acquire rights in good faith relying on the land register are, as a rule, protected (Civil Code, Art. 1023).

Partition of co-owned property

Where co-owners cannot agree on the use or sale of a property, each co-owner can request the partition of the co-ownership (Civil Code, Art. 698–699). The court first examines whether the property can be divided physically; if not, it orders a sale by public auction and distributes the proceeds according to the shares. Mediation is mandatory before filing a partition lawsuit. Inherited properties are a common source of these cases; see our inheritance law guide.

Pre-emption right

When a co-owner sells their share to a third party, the other co-owners can use their statutory pre-emption right and buy the share at the sale price (Civil Code, Art. 732). The right is exercised by lawsuit and lapses three months after the sale is notified, and in any case two years after the sale (Art. 733).

Construction and condominium disputes

Delays and defects in construction, disputes with developers under flat-for-land contracts, unpaid management fees and disputes over common areas in apartment buildings and housing estates are also frequent. Condominium and neighbour disputes are subject to mandatory mediation before going to court.

Residence permit, citizenship and taxes after buying

Owning residential property in Turkey can form the basis of an application for a short-term residence permit; the conditions are explained in our immigration law guide. A purchase meeting the investment threshold, with a three-year no-sale annotation on the title deed, can lead to an application for Turkish citizenship by investment.

Property owners in Turkey pay annual property tax to the municipality. If the property is let, the rental income must be declared; and if it is sold within a certain period after acquisition, capital gains tax may arise. Tax obligations of foreigners are explained in our tax law guide.

Competent court

Competent courts in Turkish real estate disputes
DisputeCourt
Cancellation and correction of title deed registrationCivil court of first instance where the property is located
Partition of co-owned propertyCivil court of peace where the property is located (after mandatory mediation)
Condominium and building management disputesCivil court of peace (after mandatory mediation)
Disputes with a developer over a residence bought for personal useConsumer court
Actions against zoning decisions and expropriationAdministrative court; compensation cases before civil courts

Lawsuits concerning rights in rem over real estate must, as a rule, be filed in the court where the property is located.

Key time limits

Key time limits in Turkish real estate law
ItemPeriodLegal basis
Pre-emption lawsuit3 months from notification of the sale; 2 years from the sale at the latestCivil Code, Art. 733
No-sale annotation for citizenship by investment3 yearsCitizenship regulation
Action against an expropriation decision30 days from serviceExpropriation Law No. 2942, Art. 14
Check the current legislation

Title deed fees, valuation requirements, the list of countries whose citizens may buy, and the citizenship investment threshold change from time to time. Always check the current rules before the transaction.

Documents usually required

  • Passport and its sworn Turkish translation
  • Turkish tax identification number
  • Two recent biometric photographs
  • Valuation report from a licensed valuation company
  • Compulsory earthquake insurance (DASK) policy for residential property
  • Power of attorney (if acting through a representative), with photograph, apostille and translation
  • For citizenship applications: the currency conversion certificate

Relevant legislation

Turkish legislation is published (in Turkish) at mevzuat.gov.tr:

  • Land Registry Law No. 2644 — Art. 26, 35
  • Turkish Civil Code No. 4721 — Art. 194, 698–699, 706, 732–733, 1023, 1025
  • Turkish Code of Obligations No. 6098 — Art. 237
  • Condominium Law No. 634
  • Consumer Protection Law No. 6502 — pre-paid housing sales
  • Mediation Law No. 6325 — Art. 18/B
  • Expropriation Law No. 2942

Real Estate Law: topics

The main topics within real estate law are listed below. Detailed guides for each are in preparation.

  • Buying property in Turkey as a foreigner
  • Title deed due diligence
  • Cancellation of title deed registration
  • Partition of co-owned property
  • Flat-for-land construction contracts
  • Pre-emption rights
  • Condominium disputes
  • Expropriation

Frequently asked questions about buying property in Turkey

Can a foreigner buy property in Turkey?

Yes. Foreign individuals can buy property under Article 35 of the Land Registry Law, provided their nationality is among the countries permitted by the President, the area limits are not exceeded, and the property is not in a military or security zone. A valuation report is required for sales to foreigners.

Is a contract signed with the seller enough to become the owner?

No. Ownership of real estate passes only through an official deed signed at the land registry office and registration in the land register. A private contract or simply paying the price does not make you the owner. A promise-to-sell contract signed before a notary gives you a right to demand the transfer, but does not transfer ownership itself.

Do I need to be in Turkey to buy property?

Not necessarily. The purchase can be completed by a representative holding a power of attorney issued at a Turkish consulate or before a notary abroad with an apostille. The power of attorney must include your photograph and state the powers expressly, and it must be translated into Turkish.

What is the difference between kat mülkiyeti and kat irtifakı?

Kat mülkiyeti (full condominium ownership) applies to completed buildings with an occupancy permit. Kat irtifakı (construction servitude) is registered while the building is under construction or before the occupancy permit is obtained. Buying a unit with only a construction servitude means checking carefully whether the building will obtain its occupancy permit.

Does buying property give me a residence permit?

Owning residential property can be the basis of a short-term residence permit application, but the permit is not granted automatically and other conditions apply. The current rules, including any restrictions in certain neighbourhoods, should be checked before applying.

Can I get Turkish citizenship by buying property?

Yes, if the purchase meets the minimum investment amount set by Presidential decision and a three-year no-sale annotation is entered on the title deed, together with the other conditions of the programme. Because the threshold changes, check the current amount before buying.

How can I protect myself against title deed fraud?

Check the title deed record and annotations before paying, verify any power of attorney the seller relies on through the notaries' verification service, avoid paying the full price before the transfer, make payments through a bank, and complete the transaction at the land registry with a sworn translator if you do not speak Turkish.

Which taxes and fees apply when buying property?

The main costs at purchase are the title deed fee, the land registry service fee and the compulsory earthquake insurance for residential property; a valuation report fee applies for foreign buyers. After purchase, annual property tax is payable. Rates are set by law and updated periodically, so check the current amounts before the transaction.

This article is for general information only and does not constitute legal advice. Please consult a lawyer about your specific situation. Legislation and court practice change over time, so check the current legislation before taking any step. Last updated: 7 October 2026

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